Wow, can you believe it's March already? I certainly can't... Time just seems to go by faster and faster the older I get. But, since it's March now, I guess that means it's time to announce the No Spending challenge as part of our 12x30 Challenge! Are you excited?
I'm going to be totally honest and say that I'm not exactly sure how much I'll stick to No Spending this month, but what I am going to work on is being better with my money. That means I'm going to be setting some goals to help me get my finances in order and help clean up some of my bills. You may want to jump on board with a month of no-spending-and if so that is AWESOME. Seriously.
- Make a no spending rule. This typically means no "frivolous" spending. So stuff like groceries, gas, etc. is still necessary.
- Start a Budget. Whether you're spending or not this month, budgets are a great thing to get in control of.
- Set a goal to pay off debt. Put a plan into action to pay off your debt. Whether it's a goal to have X amount of debt paid off by the end of the month, or a plan to pay more or on time better-just get started.
- File your taxes & be responsible with the tax return. If you haven't done this already, it's best to tackle it as early as possible. I've already filed, received my return, and paid off all credit card debt with it.
- Open a Saving's Account. If you don't have one already, this is a MUST for financial health.
- How do you handle debt?
- Tips & Tricks for Better Finances
- How do you spend your money? Give us a breakdown of where it all goes. (Useful for you to see also.)
- What tools do you use to manage your finances?
- Who handles the finances in your family? You? Your husband? Your parents? Why?
- Where do you go for financial advice?
- Share your favorite finance-related pins and websites.
- What are your financial goals?
- Showcase your savings from not spending this month.
Link up your posts that are related to saving money, managing finances, and not spending in March!
This is kind of perfect timing because I am planning to buy a laptop at the end of this month - which means I REALLY have to watch my spending so I can save as much as possible. I'm looking forward to everyone's tips!
ReplyDeleteYay! I'm glad it will work out!
ReplyDeleteI need to really work on my spending... it is seriously bad, I never have any extra cash at all and most months can barely make the bills paid...
ReplyDeleteI wish I had the strength to do no spending month.. but i can't. I definitely will file my taxes and setup a budget though :)
ReplyDeleteSarah
Midwest Darling
I'm the same, I wont say no spending, but I am going to work on better spending and being more budget friendly!
ReplyDeleteI totally hear you! I spend a lot. I just like shopping and things! lol
ReplyDeleteEek, no spending?! I dont know if I can stick to that, what if I see a great deal on something that is not on the budget? Wow, just thinking about it is stressing me out, apparently I have a spending problem. :/
ReplyDeleteHahaha, I totally understand that. I'm not committing to no spending, but I am comitting to better budgeting. :D
ReplyDeleteOh no! I totally already broke this one! I went to Sephora, and I'm about two seconds away from buying tickets to an Angels game. Oh well! Next month...?
ReplyDeleteNow let's be honest here not spending is not something I am good at I have a weakness for Avon
ReplyDelete